What You Get
No spreadsheets. No accountant fees. Just upload your statements and let AI do the heavy lifting.
Upload a bank or processing statement and get an instant AI-generated profitability analysis — revenue, expenses, margins, and effective rate.
Automatically identify every recurring vendor and track how their rates change over time. Know exactly where your money goes.
See your monthly burn rate, cash runway, and seasonal patterns at a glance. Plan ahead with confidence.
Get actionable recommendations powered by AI — from overpayment alerts to growth opportunities. Your personal CFO, always on.
Understand your true cost of accepting payments. See your effective rate, compare against industry benchmarks, and find savings.
Your financial data is encrypted and never shared. We analyze it to help you — that's it. No hidden agendas.
How It Works
No downloads, no installs, no setup. Just open the app and upload.
Click the button below to open SmarterCFO. On mobile, tap "Add to Home Screen" to install it like a native app.
Drag and drop your bank statements or processing statements. We accept PDF, images, and most common formats.
In seconds, our AI analyzes your documents and generates a comprehensive financial report with actionable insights.
iPhone: Open in Safari → tap the Share button → "Add to Home Screen"
Android: Open in Chrome → tap the menu (⋮) → "Add to Home Screen"
The app will appear on your home screen just like any other app — no App Store needed.
What Owners Are Saying
"I had no idea I was overpaying on processing by $14K a year until SmarterCFO showed me the numbers."
Restaurant Owner
Phoenix, AZ
"The vendor tracking alone saved me hours every month. I can see exactly where every dollar goes now."
Retail Store Owner
Las Vegas, NV
"My accountant was impressed. She said this is the kind of data she usually charges $500/month to produce."
Med Spa Owner
Scottsdale, AZ